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Last updated: 31 January 2025

Insulation Grants for Landlords: How Does It Work? (2025) 

Insulation grants for landlords Hero Image
  • Landlords can use insulation grants like GBIS or ECO4 to upgrade their properties by working with eligible tenants.
  • Tenants receiving benefits such as Universal Credit or Housing Benefit may qualify your property for a landlord insulation grant.
  • By adding insulation to a rental property, landlords can see a property value increase of up to 14%

For landlords in the UK, insulation grants offer a practical and cost-effective way to improve rental properties. Whether it’s loft insulation or underfloor insulation grants, these schemes help landlords create energy-efficient homes, reduce environmental impact, and increase property value—all while making life more comfortable and affordable for tenants.

Insulation grants for landlords offer significant benefits for both landlords and tenants, but it’s essential to understand how these grants work, how to apply, and the key advantages of adding insulation to your property. In this guide, we’ll walk you through the step-by-step process to help you maximise these opportunities. Plus, finding a qualified installer has never been easier.

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Are landlords eligible for insulation grants?

Are landlords eligible for insulation grants

In the UK, insulation grants for landlords are not directly available. However, tenants may qualify under schemes like the Energy Company Obligation (ECO). By collaborating with tenants and granting installation permission, landlords can access up to £40,000 in funding, improving property energy efficiency and value. 

Landlords cannot apply directly for home insulation grants because they are not the ones paying the energy bills or directly impacted by poor insulation within the property. Instead, eligibility is typically based on the tenant's circumstances, such as their income level or whether they receive certain benefits. 

Landlords can apply for grants, including wall insulation grants and loft grants, on behalf of their tenants if they obtain written consent before work begins. This applies for single or multiple properties; however, as a landlord, if you apply for grants with various properties, you will have to apply several times as there is no option for a multi-property grant application form. Collaborating with eligible tenants allows landlords to enhance their properties' energy efficiency, resulting in lower energy bills for tenants and increased property value for landlords.

Is it possible to ask your landlord to insulate your home?

Landlords in the UK aren’t required to provide insulation for a house unless the property is unfit to live in (e.g., severe cold or damp) or has an EPC rating of F or G. You can request insulation by checking the EPC rating, exploring ECO schemes, offering to share costs, and seeking advice from Citizens Advice for guidance on your rights.

In the UK, landlords are required to invest up to £3,500 in home improvements to ensure their rental properties are safe and habitable. These obligations are outlined under the UK’s Minimum Energy Efficiency Standards (MEES). Looking ahead, there are plans to tighten these standards, requiring landlords to achieve even higher energy efficiency ratings.

Insulation grants for landlords and tenants

In the UK, two key insulation grants for landlords in 2025 are the Great British Insulation Scheme and the Energy Company Obligation (ECO4). With 4 in 10 adults struggling to pay energy bills according to the Office for National Statistics, these schemes aim to help low-income or fuel-poor households by providing support to upgrade insulation in private and rented properties.https://www.greenmatch.co.uk/insulation/grants/loft

Access to grants helps reduce insulation prices, leading to reduced energy consumption, lower bills, and decreased carbon emissions. For instance, free loft insulation provided through these grants can save tenants up to £380 annually on their energy bills.

These schemes are available until March 2026, but tenants must apply directly to qualify. Landlords are required to give written consent for any insulation work to proceed on their property. Applying early is highly advised to increase the likelihood of securing support through a grant program. Below we go into details on the two landlord insulation grants available. https://www.greenmatch.co.uk/insulation/grants/great-british-insulation-scheme

The Great British Insulation Scheme

The Great British Insulation Scheme aims to make homes across the UK more energy-efficient by providing financial support for insulation upgrades. Targeted at households with low incomes or high energy bills, the scheme focuses on reducing energy consumption, lowering bills, and cutting carbon emissions.

Under this initiative, eligible properties can receive support for measures like loft, wall, and floor insulation, making homes warmer and more affordable to heat. Landlords can also benefit by collaborating with tenants to apply for these improvements, provided they give written consent for work to be carried out.

The scheme is part of the UK government's effort to meet climate targets while addressing fuel poverty. By improving the energy efficiency of private and rented properties, the program helps landlords and tenants. Applications are open until 2026, but applying early increases the chances of securing funding. For further details, tenants must check eligibility criteria and explore available grants.

Energy Company Obligation (ECO4)

The Energy Company Obligation (ECO4) is a UK government initiative designed to improve home energy efficiency. It focuses on low-income or at-risk households that are at risk of fuel poverty. Running until March 2026, ECO4 requires large energy companies to fund energy-saving upgrades, including insulation, heating system improvements, and other efficiency measures.

ECO4 prioritises homes with poor energy performance, particularly those with Energy Performance Certificate (EPC) ratings of D, E, F, or G. Eligible properties may receive support for loft, wall, or floor insulation and other energy-efficient improvements, helping to reduce energy bills and carbon emissions.

Tenants can apply for these measures, but landlord consent is required for work on rented properties. By participating, landlords can enhance their properties' value and energy performance. At the same time, tenants benefit from a warmer, more affordable home. Early application is recommended to maximise access to funding. For more details, check eligibility requirements and contact your energy supplier.

Eligibility criteria for insulation grants for rented properties

eligibility criteria for insulation grants for rented properties

Landlord insulation grants in 2025 are designed to help private landlords improve the energy efficiency of their properties. Eligibility for these insulation grants for landlords varies slightly compared to homeowners, with specific criteria focused on the property and tenant circumstances.

  1. EPC rating: Properties with an Energy Performance Certificate (EPC) rating below E may qualify for landlord insulation grants. Landlords should check their property’s EPC to determine eligibility and ensure compliance with energy efficiency standards.
  2. Council tax bands: Eligible properties must fall within council tax bands A-D in England or A-E in Scotland and Wales. These bands are based on property value and affect grant qualification.
  3. Tenant’s government benefits: If tenants receive certain benefits—such as Universal Credit, Pension Credit, or Housing Benefit—the property is likely to qualify for insulation grants for landlords. These benefits often indicate that tenants are part of a Low-Income Group.

Meeting these requirements enables landlords to access insulation grants, reducing costs, boosting property value, and enhancing energy efficiency. To determine your eligibility for landlord insulation grants, consulting with an insulation specialist is crucial. 

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Benefits of insulating rental properties for landlords

benefits of insulating rental properties

Insulating anywhere in the home, whether it is an owned or rental property, has a plethora of benefits. Although insulating rental properties is not mandatory, it offers several advantages that make it highly beneficial and attractive to potential tenants:

  1. Increases property value: Energy-efficient properties with improved insulation are more desirable in the housing market, boosting the overall value of your investment. According to GOV.UK, improving your EPC (Energy Performance Certificate) rating could raise your home's value by up to 14%.
  2. Reduced tenant turnover: Properties with better insulation are more comfortable and cost-effective for tenants, reducing the likelihood of frequent tenant changes and vacancy periods.
  3. Tax return benefits: Landlords can claim up to £1,500 in expenses for property insulation through their annual tax returns with HM Revenue & Customs (HMRC). This allows landlords to recover a significant portion of their initial investment, often offsetting costs substantially within the first year of installation.
  4. Reduced maintenance costs: Insulation prevents issues like dampness and mould, which can cause damage to the property and lead to costly repairs.
  5. Improved energy ratings: Better insulation enhances your property's Energy Performance Certificate (EPC) rating, helping you comply with future regulatory standards and increasing the property's appeal.
  6. Environmental benefits: Insulated homes have a smaller carbon footprint, contributing to sustainability goals and aligning with growing tenant preferences for eco-friendly living.

Investing in insulation enhances your property's appeal, reduces costs, and positions your rental as a premium choice for tenants.

How to apply for insulation grants for landlords

How to apply for insulation grants for landlords

Landlords and tenants can work together to apply for insulation grants for landlords, such as the Great British Insulation Scheme (GBIS) or the Energy Company Obligation (ECO4). While tenants typically apply with landlord permission, landlords may also apply on behalf of their tenants in specific cases.

Application process for a landlord insulation grant:

  1. Choose a grant scheme: Based on your property’s needs, select between GBIS or ECO4. Both schemes provide insulation upgrades, but their provisions and processes differ.
  2. Check eligibility criteria: Ensure your property or tenant meets the grant’s requirements, such as EPC ratings or tenant benefits, to avoid wasting time on ineligible applications.
  3. Submit the application: For GBIS, apply via the UK government website. For ECO4, tenants should contact their energy provider. Landlords must provide tenant details for the application.
  4. Arrange an installer: Work with a PAS 2030-2035 certified installer to guarantee quality workmanship.

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